# Block 037 — Credit verification + Phase 1 Credit closeout

**Status:** ○ queued
**Phase:** Phase 1 (Credit)

## Topic scope

Verification gate for Credit items (blocks 031-036). Write Phase 1 Credit synthesis.

## Plan

_(Filled at session close of prior block, per 2026-06-23 convention.)_

## Carry-forward to next block

_(Filled at session close.)_